Personal Financial Planning

Service Description

Our Personal Financial Planning service helps you take control of your finances, understand where your money is going and build a realistic plan around your personal goals. Whether your goal is to reduce debt, control spending, build savings, create an emergency fund or prepare for upcoming costs and life events, we create a plan around your individual circumstances and priorities. We work with you to build a realistic personal budget and financial targets, then track your actual spending and progress against them. This allows us to identify overspending, upcoming pressures and opportunities to improve your financial position early. Depending on your agreed service, this can include regular budget reviews, spending analysis, debt reduction tracking, savings and reserve planning, cash flow planning and scheduled financial debriefs to review progress and agree the next steps. The level and frequency of support is tailored to you and agreed as part of your service, so you receive the level of ongoing financial support that suits your circumstances and goals. This service is available exclusively to existing Bear’s FS personal financial planning clients.